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Accelerate Your Protection: Auto Owners Insurance in Louisville, KY Puts You in the Driver's Seat of Security!

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Your Protection, Your Way: Tailored Coverage for Ultimate Peace of Mind

This is a section the business can utilize to describe the services below. The business owner can go into as little or much detail as he or she finds fit. Ideally, this portion of text will not be too long as having it as such may run the risk of losing the consumers' attention, an outcome that isn't desired by any running business. Concise and clear is the best approach. This is a section the business can utilize to describe the services below. The business owner can go into as little or much detail as he or she finds fit. Ideally, this portion of text will not be too long as having it as such may run the risk of losing the consumers' attention, an outcome that isn't desired by any running business. Concise and clear is the best approach.

Important Auto Insurance Coverages You Need to Know

When you browse through your policy, you may see certain coverages and wonder exactly what they are, and why they’re on your policy.

Let us clarify a few of the more important ones for you:

Collision Coverage

This is the part of your policy that covers your car in the event you damage the car itself somehow, as a result of an accident with a fixed or moving object like another car, a curb, a house, a guard rail, etc..

Comprehensive Coverage

This coverage also protects your car, but in the event that something else damages your car, that is not a fixed, or moving object. For example, theft, a rock that cracks your windshield while you’re driving on the highway, an animal you might hit, and so on.

Property Damage

Suppose you damage someones car in an accident, or a guard rail, house, or some other property that belongs to someone else. This is the part of your policy that compensates the other person for that damage.

Bodily Injury Liability

This coverage protects your financial interest in the event you injure another party in an accident. This is the part of your policy that pays that other party for their medical bills and related expenses. Due to the high cost of medical care, it’s dangerous to carry liability limits that are too low. This is something we can help you decide on.

Un-insured & Under-insured Liability

This coverage pays you, in the event that you are injured by another party, and that other party was either unidentified, or they weren’t carrying a high enough limit of Bodily Injury Liability to cover your expenses. This is also a very important part of your auto policy because you have zero control over how much insurance other people are driving around with.